Media Player Los Gigantes!

Author Topic: Travel Insurance  (Read 4204 times)

0 Members and 1 Guest are viewing this topic.

Offline pilgrim

  • Sr. Member
  • ****
  • Posts: 1035
  • Looking forward to better times
Re: Travel Insurance
« Reply #30 on: August 30, 2020 »
Advertisement
Oh I hope not, we have been going there for nearly 20 years! Tennis then more recently bowls.
Remember young Olivier now a bit older, but always so welcoming, and recent years her boyfriend on the corner patio bar.
They have also spent some money in recent years since the Old man died, refurbishing and new pool area.
Very sorry to hear, a little jewel in the village with stunning views!

Offline nophead

  • Sr. Member
  • ****
  • Posts: 430
Re: Travel Insurance
« Reply #31 on: August 30, 2020 »
You can get travel insurance for trips against fco advice here: https://www.staysure.co.uk/fco-advice-travel-insurance/

No idea how much it costs.


Offline Tanemera

  • Juan Tanemera
  • Sr. Member
  • ****
  • Posts: 488
Re: Travel Insurance
« Reply #32 on: August 31, 2020 »

Offline cs

  • Sr. Member
  • ****
  • Posts: 403
Re: Travel Insurance
« Reply #33 on: August 31, 2020 »
Just renewed our annual travel insurance policy with Staysure 15 months for the price of 12 until 3 September and paid and extra £31.20 for European Travel Advice Extension Cover, which covers you for when the FCO advice against all but essential travel, for everything except whatever the FCO are advising against travel for. Use code FB15 for 15% discount

Offline Tanemera

  • Juan Tanemera
  • Sr. Member
  • ****
  • Posts: 488
Re: Travel Insurance
« Reply #34 on: September 01, 2020 »
I tried Staysure and they would only do 35 days on an annual multi-trip policy for over 70's. 

I also tried Goodtogo, Insure-and-go,,MoneyUK, Saga, MPI, Confused.com, AllClearTravel, Alpha, Explore Insurance, NFU, Age UK, Direct Line, OK, JD Travel, FreeSpirit, all a for 90 day, multi-trip, over 75 policy.  Only MPI (one 90 day trip only, but negotiable) came close, along with Saga (who have a max of 120 days total p.a).  Most of these were for Europe only.

The only one who met my requirements for multiple 90 day trips, over 75 (no max), worldwide was Nationwide.  In fact, the total cost for my annual multi-trip policy is significantly less than all of the above wanted fro a single trip policy. 

Offline blarer

  • Sr. Member
  • ****
  • Posts: 269
Re: Travel Insurance
« Reply #35 on: September 02, 2020 »
Does anyone know of a Travel Insurance company that provides cover for travel against Foreign Office advice for essential travel only ?

Offline Tanemera

  • Juan Tanemera
  • Sr. Member
  • ****
  • Posts: 488
Re: Travel Insurance
« Reply #36 on: September 03, 2020 »
Did you look at my post #32, Blarer.  This could possibly be a solution.  My insurance excludes cover for Coronavirus but I am not clear is just for the health cover or if it also excludes baggage, cancellation, etc. as well.  Probably best not to ask. 

Offline cs

  • Sr. Member
  • ****
  • Posts: 403
Re: Travel Insurance
« Reply #37 on: September 04, 2020 »
Yes Blarer - see my post above, Staysure, it was an add on, an extra £31.06 on our annual travel insurance policy, weíre now covered for everything the policy covers except Covid. The 15 months for the price of 12 has finished but you might still get 15% discount with the code. Weíre under 70 and apparently there are restrictions for over 70ís but not sure if itís more than length of stay as I didnít look.

Offline el presidente

  • Sr. Member
  • ****
  • Posts: 318
Re: Travel Insurance
« Reply #38 on: September 04, 2020 »
Unfortunately the FCO are advising against all non essential travel to Spain (includes the Canaries). As a matter of interest, a quote from Staysure's website;

"Keep an eye on the FCOís travel advice, as itís changing rapidly at the moment. Itís important that you check your destination is safe to travel to before you go. Your cover would become invalid if you decided to go on holiday while your destination is unsafe. Even if advice changes while youíre on holiday, you wonít be covered if your destination was listed as unsafe when you travelled".


Offline nophead

  • Sr. Member
  • ****
  • Posts: 430
Re: Travel Insurance
« Reply #39 on: September 04, 2020 »
I assume that means their normal insurance, not the policy they offer that explicitly covers you for travel against advice but not for the reason the advice is for. So in this case you would only not be covered for covid.

Offline Tanemera

  • Juan Tanemera
  • Sr. Member
  • ****
  • Posts: 488
Re: Travel Insurance
« Reply #40 on: September 04, 2020 »
Yes, CS, when you reach 70 you will find very few insurers who want your business.  I am over 75 and it gets worse!  Foreign car hire also becomes more difficult, particularly in the USA.

Offline Georgie

  • Sr. Member
  • ****
  • Posts: 1176
Re: Travel Insurance
« Reply #41 on: September 04, 2020 »
If you think we in the uk have it bad

Been to cambridge hospital today to check out my ears and it was an American doctor

She said 30 thousand usd for 4 night stay in hospital for covid 19

Blimey xx

Offline unhappy

  • Sr. Member
  • ****
  • Posts: 719
Re: Travel Insurance
« Reply #42 on: September 04, 2020 »
Answer is don't go to the USA, their is only a nutter in charge over there, Tenerife is much better anyway

Offline nophead

  • Sr. Member
  • ****
  • Posts: 430
Re: Travel Insurance
« Reply #43 on: September 04, 2020 »
Decided not to go to USA again many years ago. Their border officials are not welcoming and just too much hassle after 911.

Offline blarer

  • Sr. Member
  • ****
  • Posts: 269
Re: Travel Insurance
« Reply #44 on: September 05, 2020 »
Hypothetical question. If an Ex Pat with many years of legal living in Spain was to visit the UK without travel insurance and needed medical care would the NHS charge for this care ?

Offline cs

  • Sr. Member
  • ****
  • Posts: 403
Re: Travel Insurance
« Reply #45 on: September 05, 2020 »
as a visitor youíd have to pay but if you were returning to live in the UK you wouldnít have to pay

Offline blarer

  • Sr. Member
  • ****
  • Posts: 269
Re: Travel Insurance
« Reply #46 on: September 11, 2020 »
It seems to me that a major stumbling block in getting people travelling again is the Foreign Office advising on only essential travel thus invalidating travel insurance policies. Isn't about time pressure was put on the Insurance companies to provide policies that cover the Foreign Office advice for all age groups to help the tourist industry recover. Quarantine isn't a problem for a lot of people but lack of travel insurance is. I can't really see an improvement in things until A) there are insurance policies for all age groups that covers Foreign Office advice or B) there is a vaccine.
 I wonder if there are any figures published that show what the Insurance companies made form the premiums and how much they paid out in claims.

Offline nophead

  • Sr. Member
  • ****
  • Posts: 430
Re: Travel Insurance
« Reply #47 on: September 11, 2020 »
Who is going to apply pressure to the insurance companies? The UK government won't because they don't want us to travel.

I will be cancelling my policy and going with staysure if I go at all. Not too bothered going without any insurance if I have to as the EHIC card should cover medical problems and as the flights were only £25 each way times two I can afford to lose that. I own the accommodation and it has buildings and contents insurance so what else can go wrong? I have never claimed on an any insurance policy in my life.

Offline angiebabes

  • Old Hand
  • ***
  • Posts: 170
Re: Travel Insurance
« Reply #48 on: September 23, 2020 »
Anyone know of insurance company covering over 70ís for six months, with covid cover to a country FCDO advise not to travel to, ie Tenerife in Spain ? Have tried Staysure, defacto, comparison sites and canít find any.

Offline nophead

  • Sr. Member
  • ****
  • Posts: 430
Re: Travel Insurance
« Reply #49 on: September 23, 2020 »
I doubt there is one for Covid when the advice for not travelling is explicitly due to the risk of Covid.

To encourage people to travel the Canarian government have a policy to cover just Covid: https://www3.gobiernodecanarias.org/noticias/turismo-suscribe-una-poliza-de-asistencia-en-viaje-que-cubre-la-cuarentena-de-los-turistas-en-las-islas/. I have no idea how good it is.


Offline blarer

  • Sr. Member
  • ****
  • Posts: 269
Re: Travel Insurance
« Reply #50 on: September 23, 2020 »
No, been trying for months. Perhaps when people top renewing or buying policies and the Insurance Companies start to lose business some might start appearing. With so many people out of work it'll only be the over 70's that will be able to afford to travel would have thought it would be good market to target. I guess nothing much will happen until the Foreign Office changes it's advice or there is a vaccine.
 There was an article in a paper recently about a free Find-a-Broker service run by the British Insurance Brokers' Association ( 0870 950 1790 ) or www.biba.org.uk. Haven't tried it yet, but will do, doesn't seem much else about at the moment.

Offline Georgie

  • Sr. Member
  • ****
  • Posts: 1176
Re: Travel Insurance
« Reply #51 on: September 24, 2020 »
A TUI advert last night on television said they include covid insurance if you book with them

Not sure if they are going to tenerife though

Offline blarer

  • Sr. Member
  • ****
  • Posts: 269
Re: Travel Insurance
« Reply #52 on: September 24, 2020 »
Usually Covid Insurance cover is only valid if the place you're staying in has a VV licence or you own it.

Offline Edward Bear

  • Sr. Member
  • ****
  • Posts: 1189
Re: Travel Insurance
« Reply #53 on: September 24, 2020 »
Don't confuse him blarer as it is only a signal to put some more useless claptrap on the website.

Offline Georgie

  • Sr. Member
  • ****
  • Posts: 1176
Re: Travel Insurance
« Reply #54 on: September 24, 2020 »
Edward

I rang tui to discuss the royal sun apartment and the tui hotel and it was covered

Even though I have not read the small print

Rather than having a moan read it or like the good old days send your weekly jokes

Negative comments are boring

Offline blarer

  • Sr. Member
  • ****
  • Posts: 269
Re: Travel Insurance
« Reply #55 on: September 24, 2020 »
Did TUI say they also supply cover for travelling against Foreign Office advice ?

Offline unhappy

  • Sr. Member
  • ****
  • Posts: 719
Re: Travel Insurance
« Reply #56 on: September 25, 2020 »
Although we always book our holidays independently, we booked yesterday with Tui at the Royal Sun for a 2 week break next month.

A few reasons why, we wanted a break, it was very good value for money but the main reason Tui were offering the same Insurance as the Canarian Government via AXA insurance for Covid.

We do not agree with most of the things nophead says but we have worked very hard all our working life to have the income & freedom to enjoy it which we will even if it means wearing a mask everywhere.

Many of our business friends are struggling in Tenerife & we hope we can support them when we go over, we will be eating out every night, hopefully they will be open.

We have just watched the BBC news reporting on the pubs closing at 10.00pm, when are the young people in the UK going to learn, all they could moan about was it was not what they expected going to uni to be kicked out of the pub at that time, I always thought going to uni was to further your education, yes socialize but not every day & night of the week. ( I am glad they can afford it ) if they did not perhaps they would also not keep moaning about repaying their student loans. 

Offline nophead

  • Sr. Member
  • ****
  • Posts: 430
Re: Travel Insurance
« Reply #57 on: September 25, 2020 »
Well I feel sorry for students. In Scotland, where households can't mix they came from home to accommodation blocks of 12 with shared kitchen and bathroom. A good way to multiply infections by 12.

They can't socialise or even go to the pub or restaurants and, because they are a new household, they can't go back home either. All their lectures are online, so what is the point? They have to pay through the nose for accommodation and tuition but might as well be in prison.

Either the government is totally incompetent or they are deliberately going for herd immunity among students before letting them mix with the tutors or return to their parents.

University is where you meet people of similar intellect with similar interests. Normally fresher's week has organised events for meeting and mixing. When I went I did plenty of socialising, formed a lot of friendships, some I still have today and the government paid for the education, accommodation and beer money and was debt free. So I think the young today have it rough, even without covid.

Good luck walking up the hill or the steps to the Royal Sun in a mask.

Offline unhappy

  • Sr. Member
  • ****
  • Posts: 719
Re: Travel Insurance
« Reply #58 on: September 25, 2020 »
Why would I need good luck, I am not hiring a pedal car.

As for the Government being totally incompetent "your words" I suppose all the other Governments around the world are incompetent as well, because they blame young people for NOT being responsible & spreading the virus.

No doubt you are in the lunny camp along with the leaders in the USA, India & Brazil.

Offline Samijoe

  • Active Member
  • *
  • Posts: 43
Re: Travel Insurance
« Reply #59 on: September 25, 2020 »
Unhappy, Iím sure you will not regret booking. Everything seems so much better in the sun. Forget the troubles and uncertainties at home for a few weeks   :)