Thanks Mary and Blarer, yes so few Companies offer this but thanks to a friend who was in similar situation, we got sorted - at a price! One lesson learned though is the change in cover generally with insurance companies in UK. Most now only cover for care privately up to first 24hours if patient able to be transported to public hospital, so then it’s Candelaria or El Mahon for minor problems. This clause was on page 27 of the small print in our policy!! Happy Reading!!